租屋
在韓國生活

外國人在韓國租屋

住房是最大也是風險最高的一道「牆」：押金從₩3百萬到₩5億以上不等，전세사기（押金詐騙）已讓不少外國人血本無歸。比較6種租屋類型（4種對外國人友善、3種押金低風險）、保護你資金的安全租屋流程（등기부등본 → 簽合約 → 전입신고 + 확정일자），以及8則實用建議。

2026年7月整理。非法律建議 — 大額押金請諮詢법무사/律師，並購買전세보증보험（押金保險）。在 /scams 了解詐騙手法；你需要先有銀行帳戶（/banking-arc）和外國人登錄證。

✨ 進階 · 獨家
Jeonse / Deposit Fraud — Survival Playbook

Avoid losing your ₩100M+ deposit. The exact checks landlords hope you skip.

As of 2026-06-10 · 🔄 Monthly · ⭐ 4.9 (312 人使用)

6種租屋類型 — 依押金與風險篩選

6 項

Goshiwon (tiny private room)

고시원 · goshiwon
🟢 對外國人友善
押金
₩0–₩0
月租
₩30만–₩60만
押金風險：低monthly, no contract
適合對象
Cheapest stopgap — students, brand-new arrivals
亮點：
  • • Usually NO deposit
  • • Tiny private room, shared kitchen/bath
  • • Month-to-month, walk-in
  • • Cheapest roof in the city

A 2–6 ㎡ room — small but deposit-free + no contract. Great as a first landing pad while you sort your ARC + bank + a real lease. Rice + kimchi often free.

Short-term / furnished rental

단기임대 · dangi-imdae
🟢 對外國人友善
押金
₩50만–₩500만
月租
₩70만–₩200만
押金風險：低1–6 months
適合對象
New arrivals + those without an ARC yet
亮點：
  • • Furnished, flexible 1–6 month terms
  • • Small deposit
  • • Often no ARC needed
  • • Bills sometimes included

Best for your first months before the ARC arrives (long leases need an ARC). Pricier per month but low-risk + low-commitment. Find on Airbnb-style or foreigner housing sites.

Share house

셰어하우스 · share house
🟢 對外國人友善
押金
₩50만–₩300만
月租
₩40만–₩90만
押金風險：低1–12 months flexible
適合對象
Social newcomers wanting English-friendly, low-commitment living
亮點：
  • • Private room + shared common areas
  • • Small deposit, flexible terms
  • • Often foreigner-heavy + English-run
  • • Furnished + bills bundled

The easiest soft landing socially — many are run by foreigner-friendly operators in English. Verify what the (small) deposit covers + the move-out cleaning terms.

Wolse (monthly rent + deposit)

월세 · wolse
🟢 對外國人友善
押金
₩300만–₩2,000만
月租
₩40만–₩150만
押金風險：中1–2 years
適合對象
Most foreigners — manageable deposit + monthly rent
亮點：
  • • Deposit ₩3–20M + monthly rent
  • • The default foreigner choice
  • • Lower capital needed than jeonse
  • • Flexible, widely available

The standard foreigner lease. Monthly rent is roughly 1/20–1/10 of the deposit. Still do 전입신고 + 확정일자 to protect the deposit.

Ban-jeonse (semi-jeonse hybrid)

반전세 · ban-jeonse
🟡 可以嘗試
押金
₩3,000만–₩1억
月租
₩30만–₩80만
押金風險：高1–2 years
適合對象
Middle ground — bigger deposit, lower monthly
亮點：
  • • Mid-size deposit + reduced monthly rent
  • • Between wolse and jeonse
  • • Lowers monthly cash outflow
  • • Common as jeonse converts

A higher deposit buys a lower monthly rent. Same deposit-protection rules + 등기부등본 check as jeonse apply because the deposit is substantial.

Jeonse (key money, no monthly rent)

전세 · jeonse
🔴 外國人較難辦理
押金
₩1억–₩5억
月租
無（韓式押金制）
押金風險：高2 years
適合對象
Long-stay residents with large capital who understand the risk
亮點：
  • • Huge deposit (50–70% of home value), NO monthly rent
  • • Full deposit returned at lease end
  • • Landlord invests your deposit instead of rent
  • • 2-year standard

Uniquely Korean + uniquely risky for foreigners. 전세사기 (deposit fraud) is real — ALWAYS check the 등기부등본 for liens + buy 전세보증보험 (HUG/SGI deposit insurance). Not for short stays.

安全租屋方法 — 6個步驟

這些步驟保護你的押金，第3步和第5步千萬別跳過。

  1. 1

    Search listings · 집 찾기

    Browse 직방 (Zigbang) / 다방 (Dabang) apps or walk into a neighborhood 부동산 (agent). Apps are Korean-only — use a translation overlay, or use foreigner housing sites/agents for English. Decide wolse vs short-term by whether you have an ARC yet.

  2. 2

    View in person · 집 보기

    Always view before paying anything. Check water pressure, mold, heating (난방), 관리비 (monthly maintenance fee — ask the exact amount), sunlight, and noise. Photograph existing damage.

  3. 3

    Check the 등기부등본 (property register) · 등기부등본 확인

    BEFORE signing, get the 등기부등본 (₩700 online at iros.go.kr) to confirm the landlord owns it + check for mortgages/liens (근저당). Heavy liens = high 전세사기 risk — walk away. The agent can pull it; verify independently for big deposits.

  4. 4

    Sign the contract + pay deposit · 계약 + 보증금

    Sign the 임대차계약서 with the agent. Pay a deposit (계약금, ~10%) to hold it, the balance on move-in. Pay the 중개수수료 (agent commission: ~one month rent for wolse, 0.2–0.5% of deposit for jeonse). Confirm the receiver matches the registered owner.

  5. 5

    Move-in report + fixed date · 전입신고 + 확정일자

    Within 14 days of moving in, do 전입신고 (move-in report) + get 확정일자 (fixed date) at the 주민센터 (or online via Government24). Together they give your deposit a PRIORITY legal claim if the landlord goes bankrupt. This step is non-negotiable.

  6. 6

    For big deposits: buy insurance · 전세보증보험

    For jeonse / ban-jeonse, buy 전세보증보험 (deposit-return insurance via HUG or SGI) so you're repaid even if the landlord defaults. Worth the premium on any large deposit.

小提示 — 押金保護與防詐騙

  • 전입신고 + 확정일자 = deposit protectionThe single most important step: report your move-in (전입신고) and get a 확정일자 at the 주민센터 within 14 days. Together they give your deposit priority over later creditors. Skipping this is how foreigners lose deposits.
  • Always check the 등기부등본Pull the property register (등기부등본, ₩700 at iros.go.kr) before paying anything. If there's a big mortgage (근저당) ahead of your deposit, your money is at risk in a default — especially for jeonse. Walk away from over-leveraged units.
  • 전세사기 is real — cross-check /scamsJeonse fraud (전세사기) has wiped out foreigners' savings: fake landlords, over-mortgaged "villas", duplicate contracts. Verify the owner on the 등기부등본 matches who you pay, and see /scams for the patterns.
  • Agent commission (중개수수료)The 부동산 agent's fee is legally capped (≈ one month rent for wolse; 0.2–0.5% of the deposit for jeonse) and paid at signing. Ask for the exact amount upfront — it's negotiable within the cap.
  • Don't forget 관리비On top of rent, most buildings charge 관리비 (monthly maintenance: cleaning, security, sometimes heating/water) — ₩50k–200k+. Always ask what it is and what it includes before signing.
  • No ARC yet? Go short-termLong leases (wolse/jeonse) almost always need an ARC. Before yours arrives, use a goshiwon, share house, or furnished short-term rental — small deposit, no ARC, no lock-in.
  • 직방 / 다방 + foreigner agentsListings live on 직방 (Zigbang) + 다방 (Dabang) apps (Korean-only) and at neighborhood 부동산. For English service, use foreigner-focused agencies/share-house operators — worth a small premium for your first lease.
  • Get everything in the written contractVerbal promises (repairs, who pays what) mean nothing — get them written into the 계약서. Confirm the move-out date, deposit-return timing, and any cleaning/penalty terms in writing.

부동산（房仲）常用語手冊

I'm looking for a wolse (monthly) place.
월세 방 찾고 있어요.
Wolse bang chatgo isseoyo.
How much is the deposit and the rent?
보증금이랑 월세 얼마예요?
Bojeunggeum-irang wolse eolmayeyo?
How much is the maintenance fee?
관리비 얼마예요?
Gwallibi eolmayeyo?
Can I see the property register?
등기부등본 볼 수 있어요?
Deunggibu-deungbon bol su isseoyo?
What is the agent commission?
중개수수료 얼마예요?
Junggae-susuryo eolmayeyo?
When do I get my deposit back?
보증금 언제 돌려받아요?
Bojeunggeum eonje dollyeo-badayo?

另請參閱

押金詐騙手法：/scams。轉帳押金用的銀行帳戶：/banking-arc。註冊物件App用的電話號碼：/mobile-carrier。